Yes. Outgo accepts new authority carriers from Day 1 of MC activation. There is no 30-day, 60-day, or 90-day seasoning requirement. As soon as your MC number shows AUTHORIZED on SAFER and you have insurance, BOC-3, and EIN ready, you can sign up for Outgo and receive your Notice of Assignment within minutes.

Same day. New authority carriers complete Outgo signup in 10-30 minutes, receive the Notice of Assignment immediately upon approval, send the NOA to brokers as part of the carrier packet, and submit their first invoice the same day as their first delivered load. Most first-time funding lands within 24-48 hours of invoice submission.

New authority carriers need: active MC number (showing AUTHORIZED on FMCSA SAFER), USDOT number, EIN letter from IRS, commercial auto insurance certificate (BMC-91X filed), motor truck cargo insurance, BOC-3 process agent confirmation, voided check or bank account info, W-9 form, and government-issued photo ID. Have all of these ready before signup to avoid back-and-forth delays.

For new authority specifically, yes. Apex Capital often requires 30-90 days of operating history before approving carriers, requires longer contract commitments, and has higher monthly volume expectations. Outgo accepts Day 1 authority with no seasoning, no contract, and no volume minimums — the three biggest barriers new authority carriers face with traditional factors. Once you have 6+ months of operating history and higher monthly invoice volume, Apex becomes competitive again.

Traditional factoring companies underwrite carriers like banks underwrite small businesses — they want operating history, established revenue, and proven broker relationships. New authority carriers have none of these. They cannot show 6 months of revenue, have no established broker book, and represent higher fraud risk in factor underwriting models. Outgo built its underwriting around DAT credit data and the broker side of the transaction, allowing them to safely approve Day 1 carriers without the historical data requirements.

Outgo runs a soft credit check during signup but does not condition approval on personal credit scores. The factor underwrites the broker risk (the entity paying the invoice), not the carrier credit profile. This is materially different from bank lines or invoice loans, where personal credit is a primary decision factor. For new authority carriers with thin credit files or recent business formation, this is a significant advantage.

Outgo charges a flat $20-$35 per invoice regardless of carrier tenure or operating history. New authority carriers pay the same per-invoice fee as 5-year-veteran carriers. This is different from Apex Capital and RTS Financial, which often charge new authority carriers higher percentage rates (3.0%-3.5%) until they build operating history. On a $2,500 load, new authority Apex would cost $75-$87.50 versus $20-$35 with Outgo.

CH Robinson, TQL, Coyote Logistics, Werner Logistics, and many direct shippers on DAT One accept new authority carriers within 1-3 business days of onboarding. The Outgo NOA is recognized by all major brokers because DAT is the source-of-truth for broker credit ratings industry-wide. New authority carriers using Outgo + DAT One typically have 5-10 broker relationships established within their first 30 days of authority.